Salary Calculator India
Estimate monthly take-home salary from annual CTC after employee PF, professional tax, income tax and other deductions.
Understand your offer
Compare gross pay, deductions and approximate in-hand salary before accepting or negotiating an offer.
Take Home Salary Calculator
Enter annual CTC and deductions to estimate monthly in-hand salary.
What is take-home salary?
Take-home salary is the amount credited to your bank account after deductions such as PF, professional tax, TDS, insurance or other company-specific deductions.
Formula used
Monthly gross salary = annual CTC / 12. Take-home salary = monthly gross salary - employee PF - monthly tax/TDS - other monthly deductions.
CTC vs in-hand salary
CTC is the total annual cost to company. It can include employer PF, bonuses, gratuity, insurance and benefits, so your in-hand salary can be lower than CTC divided by 12.
Important note
This is a simple estimate. Actual payroll depends on your employer's salary structure, tax declaration, reimbursements, benefits and state-specific deductions.
